Articles

HR professionals are absorbing blame for a healthcare cost crisis driven by specialty drugs, catastrophic claims, and PBM complexity they don't control. Here's how to reframe the problem before the next renewal cycle.

Employees see their payroll deduction and think that's the cost of insurance. They have no idea you're covering $1,400 or more per month on top of that. That gap is why benefits fail as a retention tool.

HR teams hear "Medicare" and assume the spouse gets 36 months of COBRA. The real answer depends on when Medicare started, when employment ended, and whether coverage was actually lost. Here's what the rules actually say.