Notice & DisclosureAnnual
Summary of Benefits and Coverage (SBC) & Uniform Glossary (Annual)
ACA § 2715; 29 CFR § 2590.715-2715
Standardized template describing benefits and coverage. Uniform glossary defines key terms. Note for ICHRA employers: the SBC requirement applies to the ICHRA arrangement itself, not the individual policies employees purchase.
ResponsibleMedical Carrier/TPA
Deliver ToPlans (from issuers); Participants; Beneficiaries
DeadlineWith open enrollment materials; upon renewal or reissuance of coverage
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